How to rate InboxLoan?
Compare InboxLoan with other lenders
1st loan conditions
Daily interest
Experts' rating
Customers in 24 hrs
to 250 $
2.50%
4,6
79
to 1,500 $
2.13%
33

InboxLoan Payday Loans

4,3
InboxLoan
Daily interest / per day
2.13%
Loan term / days
30-365
Max. amount / $
2k
Approval time/ min
60
Obtaining
Bank account, Credit or Debit card
Loan application #
Daily interest / per day
Loan term / days
Max. amount / $
Approval time/ min
1 loan
Daily interest / per day
2.13%
Loan term / days
30-365
Max. amount / $
2k
Approval time/ min
60
2 loan
Daily interest / per day
2.13%
Loan term / days
30-365
Max. amount / $
5k
Approval time/ min
60

Inbox Loan is an online installment loan provider that helps everyday consumers receive installment loans for up to $5,000.

InboxLoan is a tribal lender offering unsecured installment loans that range from $200 to $1,500 for first-time borrowers with month-to-month repayments, rather than a large lump sum on your paydate.

Run by the Kashia Band of Pomo Indians of the Stewarts Point Rancheria in California’s Sonoma County, InboxLoan helps fund tribal programs and is available in most of the US.

Benefits

  • Repay your loan in multiple installments. Unlike a payday loan, installment loans are repaid over multiple payments based on when you get paid, giving you more time to pay off what you owe.
  • No prepayment penalty. If you’re able to pay off your loan early, InboxLoan won’t charge a prepayment penalty. This option saves you money on unnecessary interest and financing fees, which means you’ll pay less in the long run.
  • Bad credit is OK. InboxLoan understands that we don’t all have the best credit. Its installment loans are designed to help you access financing based on your ability to pay it back — not your credit history.
  • First loans of up to $1,500. First-time borrowers can borrow from $200 to $1,500. Once you’ve successfully repaid your first loan, you can then borrow up to $5,000.

Drawbacks

  • Automatic debit required. Funds are deposited directly into your account, but payments are withdrawn directly from this account as well. If you don’t have enough money in your account, you face stiff fee from InboxLoan and potential overdraft fees from your bank.
  • Regulated by tribal laws. Because InboxLoan is run by a tribal band, it applies its own laws to loans and repayment plans. Be sure that you understand how tribal lenders work before signing a contract.
  • High costs and fees. Most short-term loans come with high interest rates and hefty financing fees. If you can’t pay back your loan on schedule, you could find yourself stuck in a cycle of bad debt.
Borrower requirements
  • Age 18 years or older
  • Have regular income
  • US citizen or permanent resident
  • Have a valid bank account
Obtaining methods
  • Bank account
  • Credit or Debit card
Contact information
Schedule:
Working days:
8 - 19
Saturday:
Day off
Sunday:
Day off
Website:
Phone number:
1-800-930-9066
Email:
loan@inboxloan.com
InboxLoan rating
Easy to apply
5,0
Approval time
4,0
No hidden conditions
4,0
Renewal rules
5,0
Service quality
4,0
Customer support
4,0
InboxLoan reviews 1
7/31/18
Unfortunately, business develops not always so smooth and you only need a little. This company helps to solve the problem. I’ve got the small some but in some months there were definite problems that prevented me from the payments made to this loan. It was great to have the opportunity to postpone and then I managed to go on with the developing my business.
Easy to apply
5,0
Approval time
4,0
No hidden conditions
4,0
Renewal rules
5,0
Service quality
4,0
Customer support
4,0
Recommended lenders
Daily interest
2.13%
Loan term
30-365
Max. amount
2k
Approval time
60