Cash Store Payday Loans

Cash Store has provided emergency cash loans to help customers finance unexpected expenses.

Cash Store has been extending loans to borrowers since 1996 and claims to approve a majority of its applicants. You can apply online, but must pick up your cash at a store location.

Cash Store offers residents of Idaho, Illinois, Michigan, New Mexico, Texas, Utah and Wisconsin the following three loan options:

• Installment loans. Cash Store offers installment loans for borrowers looking to pay back their loans over time and take out larger amounts. Most states allow you to borrow up to $3,000, while New Mexico has a higher cap of $5,000.
• Cash advance loans. These loans have shorter repayment terms. Cash Store only extends these loans to residents of Illinois with a $865 cap, and Michigan with a $600 cap.
• Title loans. If you have a lien-free title on your car or truck, you may be able to drive away with a loan by using the title as collateral. In most states you can borrow up to $20,000 based on the value of your vehicle, while Wisconsin has a higher maximum of $25,000.

What are the benefits of a Cash Store loan?

• Over 300 stores. Although you can start the application online, you’ll need to visit a store to complete it. But with more than 300 stores across 7 states, it’s easy to find one near where you live.
• Quick turnaround time. You won’t have to wait for your money to be deposited into your checking account. Instead, you can walk away with cash or a check in hand the same day.
• Special offers available. Cash Store has a referral program and a first-time borrower discount. You can earn $100 by referring a friend for a loan. If it’s your first time applying, you can get a 50% rebate on the interest portion of your first regularly scheduled payment by presenting a valid coupon during your visit.
• Informative FAQs. Unlike many of its competitors, Cash Store has a comprehensive section on its website that addresses many of the questions about borrowing a short-term loan.

What to watch out for

• Loans not available in every state. Unless you live in Idaho, Illinois, Michigan, New Mexico, Texas, Utah or Wisconsin, you won’t be able to get a loan from Cash Store.
• Must pick up cash in-store. You can begin the application online, but to receive your funds you’ll have to visit a Cash Store location.