NetCredit Payday Loans

NetCredit is an online financial services provider located in the heart of downtown Chicago.

You may not have the best credit, but that doesn’t mean you won’t be able to find a loan that fits your needs. An application with NetCredit won’t impact your score, and if approved, you may be able to receive your funds as soon as the next business day.

NetCredit is an online lender based in Chicago that provides small, unsecured personal loans with short terms, usually ranging from 6 months to 5 years (varies by state). When you submit an application, NetCredit looks at your overall financial picture and makes its decision based off a number of factors. However, because it works with borrowers who may not have the best credit, you should expect to pay higher interest rates than you would with a more traditional lender.

How does borrowing from NetCredit work

The borrowing process is simple. When you decide to apply, you can visit NetCredit and start an online application. It won’t affect your credit, and NetCredit may offer you a loan based on your income, credit history, state and current financial situation.

You can choose to accept the loan amount offered or borrow less. NetCredit processes your application quickly, and if you’re approved, you may be able to get your loan funds as soon as the next business day. If you change your mind about borrowing, NetCredit has a My Choice Guarantee that allows you to return your loan within one to two business days.

Your payments will be reported to TransUnion and Experian. This gives you a chance to build your credit as you pay back your loan. And if you have the money to pay off your loan early? NetCredit doesn’t charge a prepayment penalty so you can end your loan at any time without any extra costs.