CashNetUSA Payday Loans

Provided you have a steady source of income and an ability to repay your loan, you could qualify for a loan from CashNetUSA.

CashNetUSA is a trusted lender that has provided over 2 million borrowers across 30 states with quick and easy loans. The application only takes a few minutes, and you will receive an instant decision if you’ve been approved. Once you sign the loan contract, you could have your funds transferred to your bank account as soon as the next business day.

Three types of loans you can get from CashNetUSA

CashNetUSA provides payday loans, installment loans and lines of credit.

Payday Loans. The maximum you can apply for depends on the regulations in your state. You must repay the principal and interest by your next payday.

• State availability: Alabama, Alaska, California, Florida, Hawaii, Louisiana, Maine, Michigan, Minnesota, Nevada, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, Texas, Washington, Wyoming

Installment Loans. Where you live determines how much you can apply for and the how long you have to pay back the loan. The amounts are usually larger than a payday loan, and the repayment terms are longer. Your financial situation determines if you have the ability to make monthly or bi-monthly repayments until you repay the loan completely.

• State availability: California, Delaware, Illinois, Mississippi, Missouri, New Mexico, Ohio, South Carolina, Texas, Wisconsin

Lines of Credit. A CashNetUSA line of credit gives you more freedom when it comes to funding and repayments. You can borrow as much as you need when you need it, up to your approved limit. When it comes to repaying your loan, you can make minimum monthly payments, lump sum payments or pay the outstanding balance in full.

• State availability: Alabama, Idaho, Kansas, Tennessee, Utah, Virginia

Applying for a Payday Loan through CashNetUSA means you have access to the following features and benefits:

• Quick application. The online application takes a few minutes to complete, and you’ll find out if you’re approved almost immediately. If approved, your loan can be transferred into your bank account as soon as the following business day.
• Use the funds for nearly any purpose. You can use the money you receive through a CashNetUSA payday loan any way you want to with very few exceptions.
• No collateral. Since these loans are unsecured in nature, CashNetUSA doesn’t require you to provide any kind of collateral.
• Bad credit is OK. Unlike many mainstream banks and lenders, CashNetUSA does not require you to have a perfect credit history. You can apply for the payday loan no matter what your credit looks like as long as you can demonstrate an ability to repay.