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CashNetUSA Payday Loans

Daily interest / per day
Loan term / days
Max. amount / $
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Bank account, Cash Advances, Credit or Debit card, MoneyGram

Provided you have a steady source of income and an ability to repay your loan, you could qualify for a loan from CashNetUSA.

CashNetUSA is a trusted lender that has provided over 2 million borrowers across 30 states with quick and easy loans. The application only takes a few minutes, and you will receive an instant decision if you’ve been approved. Once you sign the loan contract, you could have your funds transferred to your bank account as soon as the next business day.

Three types of loans you can get from CashNetUSA

CashNetUSA provides payday loans, installment loans and lines of credit.

Payday Loans. The maximum you can apply for depends on the regulations in your state. You must repay the principal and interest by your next payday.

  • State availability: Alabama, Alaska, California, Florida, Hawaii, Louisiana, Maine, Michigan, Minnesota, Nevada, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, Texas, Washington, Wyoming

Installment Loans. Where you live determines how much you can apply for and the how long you have to pay back the loan. The amounts are usually larger than a payday loan, and the repayment terms are longer. Your financial situation determines if you have the ability to make monthly or bi-monthly repayments until you repay the loan completely.

  • State availability: California, Delaware, Illinois, Mississippi, Missouri, New Mexico, Ohio, South Carolina, Texas, Wisconsin

Lines of Credit. A CashNetUSA line of credit gives you more freedom when it comes to funding and repayments. You can borrow as much as you need when you need it, up to your approved limit. When it comes to repaying your loan, you can make minimum monthly payments, lump sum payments or pay the outstanding balance in full.

  • State availability: Alabama, Idaho, Kansas, Tennessee, Utah, Virginia

Applying for a Payday Loan through CashNetUSA means you have access to the following features and benefits:

  • Quick application. The online application takes a few minutes to complete, and you’ll find out if you’re approved almost immediately. If approved, your loan can be transferred into your bank account as soon as the following business day.
  • Use the funds for nearly any purpose. You can use the money you receive through a CashNetUSA payday loan any way you want to with very few exceptions.
  • No collateral. Since these loans are unsecured in nature, CashNetUSA doesn’t require you to provide any kind of collateral.
  • Bad credit is OK. Unlike many mainstream banks and lenders, CashNetUSA does not require you to have a perfect credit history. You can apply for the payday loan no matter what your credit looks like as long as you can demonstrate an ability to repay.
Borrower requirements
  • Age 18 years or older
  • US citizen or permanent resident
Obtaining methods
  • Bank account
  • Cash Advances
  • Credit or Debit card
  • MoneyGram
Contact information
Working days:
9 - 18
9 - 18
Day off
Phone number:
CashNetUSA rating
Easy to apply
Approval time
No hidden conditions
Renewal rules
Service quality
Customer support
CashNetUSA reviews 1
I totally loved the services that this company offered. It was the best choice. I cannot tell if the government regulations removed the company or not. If that was the case, then that was a serious mistake. This was an excellent and upfront company. The only issue I ever encountered was that at times it was difficult to access it on my phone. I am not happy with the lawmakers that made this decision. And if they had checked properly, the interest rates were quite high but very manageable. Most companies take advantage of their customers but this particular one was different. At times, personal responsibilities should factor in.responsibilities should factor in.
Easy to apply
Approval time
No hidden conditions
Renewal rules
Service quality
Customer support
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